You can choose a stand-alone dental plan or add it to your marketplace health policy. If you decide to add it, be sure to tally up the premium and coverage benefits to find out how much it will cost. If you want to avoid high deductibles, consider a PPO dental insurance policy such as those from Physicians Mutual. Their preventive plans start at $19 a month.
Dental insurance in Arkansas cover preventative services like exams and teeth cleanings, as well as basic restorative procedures such as fillings, crowns and bridges, extractions and X-rays. Some plans also offer orthodontic coverage, which includes braces and retainers to help straighten your teeth.
If you have a low income, you may qualify for free dental insurance in Arkansas. You can get it through Medicaid or CHIP, which is available to people with low incomes and families with children. You can apply through a local Department of Human Services office or online.
Accessing Affordable Care: ACA in Arkansas with Every Health Group
If you have a health insurance plan from Blue Cross Blue Shield of Arkansas and are enrolled in their medical exchange, you automatically get dental coverage. If you do not have a health plan with them and would like to purchase standalone dental insurance, you can buy it during open enrollment. Depending on your financial situation, you may be able to get the premiums partially or fully offset with a premium tax credit. For a list of qualified providers, visit the Blue Cross Blue Shield website.
… Read More